Inflation Calculator
Find out what today’s money will be worth, and what things will cost, after years of inflation.
How to use: Enter an amount, the average yearly inflation rate and a number of years to see what that money will be worth.
How to use the Inflation Calculator
Inflation is the gradual rise in prices, which means each unit of money buys a little less over time. This calculator turns a yearly inflation rate into two practical answers.
First, it shows what you would need in the future to buy what the amount you enter buys today. At 3% inflation, something costing 1,000 now costs about 1,344 in ten years. Second, it shows the opposite view: how much buying power your cash keeps if it just sits still, which is about 744 after ten years at the same rate.
Enter the amount, an assumed average yearly inflation rate and the number of years. The year-by-year table lets you see the steady erosion. Historical inflation varies widely between countries and decades, so try a few different rates, such as 2%, 3% and 5%, to understand the range.
The main lesson is that savings need to earn more than inflation to grow in real terms. If your savings account pays less than the inflation rate, your money is losing buying power even though the balance is rising. This is why long-term plans such as retirement should always be run with inflation switched on.
Frequently asked questions
How is inflation calculated over several years?
Prices are multiplied by (1 + rate) once per year, so the effect compounds, just like interest.
What inflation rate should I use?
Central banks often target around 2%, but real rates differ. Check recent figures for your country and test a higher rate as a cautious scenario.
Does this use official price data?
No. It uses a constant rate that you choose, which keeps the tool private and instant. For historical comparisons, check your national statistics office.